Basiofon Enterprise · FFMA

Fundamentals of Financial Management & Accounting

Understand Your Numbers. Manage Your Money Better. Build a Healthier Business.

Learn practical financial management, budgeting, cash flow and basic bookkeeping skills designed to help entrepreneurs, professionals and business owners make smarter financial decisions.

Self-Paced
FFMA Course
Optional
Practical Handbook & Workbook

Registration is always open. Guided cohorts are announced periodically.

Beginner Friendly Practical 6 Core Modules Certificate Eligible
Programme Overview

Financial confidence starts with understanding your numbers.

Many businesses struggle not because they lack customers, but because they don't understand their finances.

FFMA is a practical, beginner-friendly financial management and accounting fundamentals programme for entrepreneurs, professionals and business owners.

You'll learn skills you can apply immediately — budgeting, cash flow, basic bookkeeping and financial decision-making.

No accounting background required. FFMA is not a professional accounting qualification.

6Core modules, from financial foundations to funding decisions
100%Beginner friendly — no accounting background required
2Weeks of guided learning, practical activities and implementation
1Practical financial dashboard you build as you learn
Who FFMA Is For

Built for anyone who runs money through a business.

Entrepreneurs
Small Business Owners
Freelancers
Professionals
Startup Founders
Students Running Businesses
Beginners Who Want Stronger Financial Knowledge
Learning Framework

Practical, not purely theoretical.

Every module follows the same rhythm so what you learn actually gets used.

Learn→Practice→Apply→Review
Lesson→Practical Activity→Assignment→Review
What You'll Learn

By the end of FFMA, you'll be able to:

✓

Understand how money works in your business

✓

Separate personal and business finances

✓

Understand revenue, costs, pricing and profit

✓

Prepare realistic budgets

✓

Forecast and manage cash flow

✓

Keep simple, useful financial records

✓

Read a basic profit and loss summary

✓

Evaluate savings and funding options

✓

Interpret your numbers and make better decisions

Final Curriculum

Six practical modules. One clear path from confusion to control.

Each module includes a lesson, a practical activity, an assignment and a review — with financial decision-making running through all six.

01
Module 1

Financial Foundations

▼

Goal: Understand how money works in your personal and business life.

  • What financial management really means
  • Financial literacy vs. financial management
  • Income, expenses, assets & liabilities
  • Needs vs. wants
  • Financial goals & healthy financial habits
  • Financial discipline
  • Separating personal and business finances
  • Better financial decision-making

Practical activity: Financial Health Check — assess your current financial situation and identify areas that need improvement.

02
Module 2

Business Finance Fundamentals

▼

Goal: Understand the financial side of running a business.

  • Why business finance matters
  • Revenue vs. profit
  • Fixed, variable, direct & indirect costs
  • The real cost of running a business
  • Pricing fundamentals
  • Gross profit & net profit
  • The break-even concept
  • Why high sales don't always mean high profit
  • Understanding business financial health

Practical activity: Basic Business Profitability Exercise — calculate the basic profitability of a sample business.

03
Module 3

Budgeting & Financial Planning

▼

Goal: Plan and control where your money goes.

  • What a budget is and why businesses need one
  • Personal vs. business budgeting
  • Revenue forecasting
  • Expense planning & spending limits
  • Budget allocation
  • Emergency / reserve planning
  • Actual vs. planned spending
  • Reviewing and adjusting a budget

Practical activity: Create a 30-Day Business Budget — build a simple, practical budget you can actually use.

04
Module 4

Cash Flow Management

▼

Goal: Understand and manage money moving into and out of a business.

  • What cash flow means
  • Cash inflows & outflows
  • Cash flow vs. profit
  • Cash-flow forecasting
  • Payment timing & managing receivables
  • Managing expenses
  • Cash reserves
  • Identifying and fixing cash-flow problems

Practical activity: Build a 30-Day Cash-Flow Forecast — map your expected cash inflows and outflows.

05
Module 5

Bookkeeping & Financial Records

▼

Goal: Keep basic financial records and understand what they tell you.

  • What bookkeeping means
  • Recording income and expenses
  • Organising receipts and transactions
  • Simple bookkeeping systems
  • Cashbook, sales records & expense records
  • Basic profit and loss statement
  • Basic balance sheet concepts
  • Using financial records to make decisions

Practical activity: Create a Simple Monthly Financial Record — record sample transactions and produce a simple financial summary.

06
Module 6

Funding, Savings & Financial Decisions

▼

Goal: Make smarter decisions about saving, funding and using money for growth.

  • Personal and business savings
  • Building financial reserves
  • Understanding business funding
  • Bootstrapping
  • Loans and debt
  • Equity and investors at a basic level
  • Evaluating funding options & financial risk
  • When NOT to borrow
  • Questions to ask before accepting funding
  • Preparing financially for future growth

Practical activity: Funding & Financial Decision Exercise — evaluate a hypothetical business funding decision.

The Thread Through FFMA

Financial decision-making, in every module.

FFMA doesn't stop at financial terms. You learn to read what your numbers are telling you and use that information to make better decisions.

Understand the numbers→Interpret the numbers→Make better decisions
  • Revenue ↓ — What happened?
  • Expenses ↑ — Why?
  • Profit ↓ — What needs attention?
  • Cash flow ↓ — Can we actually afford this?
Cumulative Practical Project

Build Your Basic Business Financial Dashboard

Step by step through the programme, you build a simple practical financial picture of a sample business — or your own, if you prefer. You are never required to disclose sensitive personal financial information.

1. Financial Health Check
↓
2. Budget
↓
3. Cash-Flow Forecast
↓
4. Income & Expense Records
↓
5. Basic Profit Calculation
↓
6. Financial Decision
Enrollment Options

Two simple options.

The handbook is optional and is not required to enroll in FFMA. Secure checkout on Selar — pricing shown in your local currency at checkout.

Option 1

FFMA Course

For learners who want the complete guided FFMA training.
  • Complete FFMA training
  • Six core modules
  • Practical exercises and assignments
  • Guided cohort learning
  • Relevant community support
  • Certificate eligibility
  • Digital Finance Graduate Badge eligibility
Enroll Today
Optional Companion Resource

FFMA Practical Handbook & Workbook

Your practical companion for applying what you learn throughout FFMA.

Inside the Handbook

Tools you'll actually use

  • Financial Health Check
  • Budget Planner
  • Income & Expense Tracker
  • Cash Flow Tracker
  • Sales Record
  • Basic Bookkeeping Worksheets
  • Profit Calculation Exercises
  • Monthly Financial Review
  • Financial Planning Worksheets
  • Funding Planning Worksheet
  • Practical exercises, reflection questions & business finance activities
Optional Companion Resource
How It Works

Learn → Apply → Track → Review

  • Learn the concept in the module
  • Apply it using the matching worksheet
  • Track your numbers week by week
  • Review what your records are telling you

The handbook is optional and is not required to enroll in FFMA.

Enroll + Get Handbook
Real Business Application

From Financial Confusion to Financial Control

FFMA is designed to help you move from simply earning and spending money to understanding, tracking and managing your finances more intentionally.

Understand your money
↓
Separate your finances
↓
Plan your budget
↓
Track cash flow
↓
Keep better records
↓
Understand profit
↓
Make smarter financial decisions
↓
Build a healthier business
How the Programme Works

Seven simple steps.

Step 1

Register

Step 2

Join the next guided cohort

Step 3

Learn the six core modules

Step 4

Complete practical activities

Step 5

Complete the required final activities

Step 6

Meet the graduation requirements

Step 7

Receive your certificate & digital badge

Next FFMA Cohort

Registration is always open. Guided FFMA training takes place during scheduled cohorts.

New guided cohorts are announced periodically throughout the year.

Join the Next Cohort
CohortTo Be Announced
Start DateTo Be Announced
Registration DeadlineTo Be Announced
DurationApproximately 2 weeks

Approximately 2 weeks of guided learning, practical activities and implementation.

CERTIFIED
Finance
Graduate
BASIOFON ENTERPRISE
Certification

Graduate with proof of what you've learned.

Participants who complete the required learning activities and meet the programme requirements will be eligible for:

  • ✓ Certificate of Completion
  • ✓ Digital Finance Graduate Badge

Perfect for showcasing your achievement on LinkedIn, your CV, portfolio, or professional profile.

Student Testimonials

What our students say.

Honest words from entrepreneurs and professionals who've completed the programme. Swipe to read more.

★★★★★
"It's been quite a journey. At least I have been exposed to the basic of business and Accounting. Thank you for communicating value 🙌"
DE
Daniel Edem
FFMA Graduate
★★★★★
"I've gone through the classes and I'll do it again two more times. It has been weeks of undiluted value and I want to say a big thank you to you, ma'am. I've learnt so much, most especially on business health. Thank you once again, ma'am. The value obtained was worth it."
SS
Shine-chika Samuel
FFMA Graduate
★★★★★
"This course has been a pivotal step in my professional development on financial management, equipping me with the tools necessary to tackle complex financial challenges and drive my business to success. I appreciate the depth and clarity of the training, which has not only improved my technical knowledge but also my confidence in handling financial responsibilities. Is a lot of Knowledge to be acquired for free, God bless you @Basiofon Enterprise"
BA
Blessing Ajieh
FFMA Graduate
★★★★★
"Wow! Thank you so much, ma'am. I love how you involved God in every step of the way. You reflected your values even in the class. We always started with prayer and ended with prayer. May God continually bless you!"
DO
Divine Oja
FFMA Graduate
Why Learn with Basiofon Enterprise?

Practical training built for real business realities.

🧭

Practical Learning

Actionable lessons focused on real-world application.

🎓

Certification

Certificate and digital badge for participants who meet the requirements.

🤝

Guided Cohorts

Learn alongside others with relevant community support.

🚀

Growth Pathways

Future finance programmes and services will be announced.

Frequently Asked Questions

Answers before you enroll.

How much does FFMA cost?+
FFMA is affordably priced for entrepreneurs and professionals. Click any Enroll button to see the current price on Selar — available in Naira and USD.
Is the handbook included?+
No. The FFMA Practical Handbook & Workbook is an optional companion resource you can add during enrollment.
Do I need the handbook?+
No. The handbook is optional. It is designed to help you practise, apply and track what you learn.
Can I register anytime?+
Yes. Registration is permanently open. Guided training takes place during scheduled cohorts.
How long is FFMA?+
The guided FFMA experience is approximately 2 weeks, including practical activities. Exact dates are announced for each cohort.
Do I need an accounting background?+
No. FFMA is designed for beginners.
Is FFMA a professional accounting qualification?+
No. FFMA is a practical financial management and accounting fundamentals programme. It is not a professional accounting certification.
Will I receive a certificate?+
Participants who complete the required activities and meet the programme requirements will be eligible for a Certificate of Completion and Digital Finance Graduate Badge.
Finance Community

Stay connected.

Stay connected to Basiofon Enterprise for finance, business and digital growth updates, resources, opportunities and future programmes.

What's Next?

FFMA is the foundation for stronger financial understanding. Future Basiofon Enterprise finance offerings may include:

  • Advanced financial management training
  • Finance workshops
  • Practical finance resources
  • Business finance services
  • Corporate finance-related services
  • Future FFMA guided cohorts

Future finance programmes and services will be announced.

The FFMA Pathway

A simple, clear ecosystem.

FFMA Course
↓
Optional FFMA Practical Handbook & Workbook
↓
Certificate + Digital Finance Graduate Badge
↓
Future Finance Programmes / Services
Enroll Today

Your finances should not be a mystery.

Understand your numbers. Manage your money better. Build a healthier business.

Self-Paced
FFMA Course
Optional
Practical Handbook & Workbook
🎓 Enroll for FFMA
Registration is always open. Join the next guided cohort.